Intercorp Financial Services Stock Analysis

Intercorp Stock Analysis Notes

About 73.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.59. Some equities with similar Price to Book (P/B) outperform the market in the long run. Intercorp Financial has Price/Earnings To Growth (PEG) ratio of 0.85. The entity last dividend was issued on the 24th of April 2025. The firm had 1:16 split on the 6th of May 2009. Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Per Ltd. Intercorp Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 7378 people. To learn more about Intercorp Financial Services call Luis Torres at 51 1 615 9011 or check out https://www.ifs.com.pe.

Intercorp Financial Investment Alerts

Intercorp Largest EPS Surprises

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Intercorp Financial Environmental, Social, and Governance (ESG) Scores

Intercorp Stock Institutional Investors

Note, although Intercorp Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Intercorp Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 5.45 B.

Intercorp Profitablity

The company has Net Profit Margin of 0.36 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.41 %, which entails that for every 100 dollars of revenue, it generated $0.41 of operating income.

Management Efficiency

Intercorp Financial has Return on Asset of 0.0205 % which means that on every $100 spent on assets, it made $0.0205 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1755 %, implying that it generated $0.1755 on every 100 dollars invested. Intercorp Financial's management efficiency ratios could be used to measure how well Intercorp Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.02 in 2026. Return On Capital Employed is likely to gain to 0.07 in 2026. At this time, Intercorp Financial's Non Current Assets Total are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 46.4 B in 2026, whereas Other Assets are likely to drop slightly above 21 M in 2026.

Technical Drivers

As of the 1st of February, Intercorp Financial retains the Market Risk Adjusted Performance of 0.5514, risk adjusted performance of 0.1193, and Downside Deviation of 1.62. Intercorp Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Intercorp Financial information ratio, potential upside, as well as the relationship between the Potential Upside and kurtosis to decide if Intercorp Financial is priced fairly, providing market reflects its last-minute price of 48.98 per share. Given that Intercorp Financial Services has jensen alpha of 0.2347, we strongly advise you to confirm Intercorp Financial's regular market performance to make sure the company can sustain itself at a future point.

Intercorp Financial Price Movement Analysis

Intercorp Financial Insider Trading Activities

Intercorp Financial Outstanding Bonds

Intercorp Financial Predictive Daily Indicators

Intercorp Financial Corporate Filings

Intercorp Financial Forecast Models

Intercorp Financial's time-series forecasting models are one of many Intercorp Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Intercorp Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Intercorp Financial Bond Ratings

Intercorp Financial Services financial ratings play a critical role in determining how much Intercorp Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Intercorp Financial's borrowing costs.

Intercorp Financial Debt to Cash Allocation

Intercorp Financial Services has 11.82 B in debt with debt to equity (D/E) ratio of 7.31, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Intercorp to invest in growth at high rates of return.

Intercorp Financial Total Assets Over Time

Intercorp Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Intercorp Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Intercorp Financial Debt Ratio

10.0

It appears most of the Intercorp Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Intercorp Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Intercorp Financial, which in turn will lower the firm's financial flexibility.

Intercorp Financial Corporate Bonds Issued

Intercorp Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Intercorp Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Intercorp shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Intercorp Financial. By using and applying Intercorp Stock analysis, traders can create a robust methodology for identifying Intercorp entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Intercorp analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Intercorp analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Intercorp Financial Services stock analysis indicators help investors evaluate how Intercorp Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Intercorp Financial shares will generate the highest return on investment. By understating and applying Intercorp Financial stock analysis, traders can identify Intercorp Financial position entry and exit signals to maximize returns.

When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.